Money Management

Our money management blogs are full of tips and advice to help you stay on top of your finances. From budgeting and saving money to setting financial goals to set you up for a successful future, we've got you covered. So whether you're trying to get your finances in order or just want to learn more about money management, be sure to check out our money management blogs. You'll find everything you need to help you get a handle on your finances.

Latest Blogs

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April 4, 2024
What is a ‘trapped in place’ economy and does the UK have one?

Find out what is a ‘trapped in place’ economy and whether the UK have one? A recent Business Insider article explored the concept of the current economic situation causing Americans to feel trapped in place. It made us think about what was happening in the UK and how HyperJar can help

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March 15, 2024
What Do Bridesmaids Pay For?

Discover the responsibilities of being a bridesmaid and learn what you need to pay for. From clothing, travel expenses to budgeting, our guide covers it all.

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March 5, 2024
Spring Budget 2024 Predictions (and results) of how your family finances will be affected

Chancellor Jeremy Hunt has delivered the latest budget, which is possibly the last one by the current government before an election later this year. Before the bid red box was opened, there was lots of speculation about what might happen, especially with income tax and national insurance contributions. Everyone was hoping that the government would attempt to woo prospective voters by giving us all more take-home money each month.

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March 4, 2024
HyperJar extends up to 2% Cashback offer (Updated April 2024)

Spending app HyperJar has extended its latest cashback offer to include all new customers who sign up for a full account before midnight on 31 May 2024. Newbies will get 1% cashback on all monthly spending on their physical HyperJar card and 2% on spending on their digital wallet (Apple Pay/Google Pay) until 31/10/2024.

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January 26, 2024
Money dates: What are they, and why should couples have money dates

A money date is a time you and your partner get together to talk about finances without any pressure. Get money date tips from financial experts today.

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January 8, 2024
How to avoid holiday scams

Stay safe and avoid holiday scams, learn about the tricks scammers will use, as well as how to spot a holiday scam before it’s too late. Learn more today.

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January 3, 2024
How to Carry Money Abroad

Discover the 7 best ways to carry money abroad. Learn about prepaid travel cards, carrying cash abroad and travel money belts. Travel safely with HyperJar.

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December 1, 2023
Money Flipping Scams: What Are They?

Discover the truth about money flipping scams and protecting your finances. Find out what money flipping is, how it operates and the tactics scammers use.

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November 29, 2023
Online Cash Stuffing Envelope Alternatives: No Cash Needed!

Cash-stuffing envelopes helps a budget stick, but cash is becoming outdated. Learn about the digital cash stuffing envelopes alternatives with HyperJar.

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November 24, 2023
Can I have more than one bank account?

Discover the advantages, considerations and management of having multiple bank accounts. Find out if having more than one is right for you with HyperJar.

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November 21, 2023
Cashback Credit Cards: A Beginner's Guide [updated 2024]

Learn if you can get cashback on a credit card. Explore how it works, its pros and cons, alternatives and more. Maximise rewards while spending wisely.

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November 16, 2023
How to Budget Using Gift Cards

Budgeting with gift cards is a relatively new concept that’s similar to using cash envelopes to stay in control of spending. But it’s easier, works just as well to keep you on track - and you’ll get some cashback if you choose wisely.

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November 6, 2023
How to Save Money on Food Shopping Using Cashback

Learn how to save money on food shopping using cashback with HyperJar. Our app enables you to earn cashback at UK's leading supermarkets.

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October 13, 2023
What is Financial Literacy?

Discover what financial literacy is and why it’s essential to have a basic understanding. Read about the fundamentals of financial literacy and more.

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June 27, 2023
Prepaid Cards: What Are They and How Do They Work?

Understand what prepaid cards are and how they work. Also, learn about how to get a prepaid card and which one will suit your needs. Read more.

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June 21, 2023
What is Cashback?

Read about cashback and how it works. We’ll discuss the benefits and drawbacks of cashback as well as some of the rewards available with the HyperJar Card.

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June 19, 2023
Save Now Buy Later: What is it and How Does it Work?

Save now, buy later is an emerging shopping trend that involves putting money aside for future purchases. Here’s how it works and why it’s a good idea.

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May 9, 2023
How to avoid getting into debt

A certain amount of debt is normal, but too much debt can quickly become overwhelming. Here’s some of our top tips on how to avoid debt. Read now.

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May 8, 2023
How Much Do I Need to Save to Retire?

It can be hard to know exactly how much money you should be saving to retire. Learn more about how your lifestyle impacts how much you should save in our blog.

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April 12, 2023
How To Rent Out a Room In Your House

Renting out a room in your house can be a great way to bring in additional income to pay the bills. Learn tips on how to do this with the help of HyperJar.

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April 11, 2023
Should You Borrow and Lend Money to Friends and Family?

Read our blog to learn about the pros and cons of borrowing money from friends and family and other solutions so you can make an informed decision.

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April 5, 2023
How much are you paying in the 7 hidden taxes?

We call them the Maleficent Seven — the 7 hidden fees that can set the average UK resident back as much as £10,300 per year.

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March 29, 2023
Does Minimalism Save Money?

Minimalism can help you lead a more mindful, frugal lifestyle without sacrificing your priorities. Learn more about minimalism with the Hyperjar app.

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March 26, 2023
UK Payslip Explained

Understanding and knowing how to read your UK payslip is crucial to help manage your finances effectively. Learn about your payslip, explained by HyperJar.

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March 20, 2023
7 Cracking Ways to Celebrate Easter on a Budget

Doing Easter on a budget is an excellent way to get creative and save yourself some money. Read our guide to find the best Easter ideas on a budget.

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March 13, 2023
The Full Cost Breakdown of Owning a Dog

Owning a dog can be incredibly rewarding. However, they are a big financial commitment. Learn the full costs of owning a dog in this HyperJar blog.

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March 8, 2023
How to Set Up a Budget and Stick to it

Budgeting is key to saving up for big goals, but it can be challenging to keep to. Learn how to set up a budget and stick to it in this HyperJar guide.

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March 6, 2023
What to do When You Think You’ve Been Scammed

Find out what to do if you think you’ve been scammed online. Read our blog now to find out if you’re a victim and the next steps you need to take.

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February 17, 2023
The 70-20-10 money rule: the new and better way to save

Introducing the 70-20-10 rule, a realistic money budgeting rule that can make it easier to save during the cost of living crisis. Read now, save better.

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February 7, 2023
Full Breakdown of Costs Involved in Buying a House in the UK

What’s the actual cost of buying a home? Learn all the hidden fees with our guide for first-time and seasoned house buyers. Click here to discover more.

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February 1, 2023
30 Money-Saving Hacks

Learn to cut your outgoings & save more money with our selection of money-saving ideas. It can feel challenging, but it doesn’t have to be. Click here to learn more.

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January 30, 2023
How to Budget for House Renovations

Budgeting is essential for renovating your dream home with minimal stress. Read our blog to learn budgeting tips for your renovation project.

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January 23, 2023
Sinking Funds for Beginners: Meaning, How to Set Up and Manage

Sinking funds help you save for significant expenses by setting aside small monthly payments. Discover how to set up and manage sinking funds today!

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January 16, 2023
Best Personal Finance Podcasts in the UK 2023

Discover the best personal finance podcasts in the UK. Expert interviews, insights, tips, UK investing, insurance, pensions, and more. Click here to learn more.

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January 11, 2023
The Ultimate Guide to Frugal Living in the UK

Read our top tips for frugal living in the UK. You will soon be able to save the most you can with HyperJar’s expert advice. Click here to discover more!

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January 9, 2023
What is Impulse Buying and How to Stop It

Impulse buying may be fun, but it can derail your budget and stop you from reaching your savings goals. Learn how to stop impulse buying with this article.

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January 9, 2023
The Relationship Between Money and Mental Health

Money management can often be overwhelming, but HyperJar is here to help. Read on to learn about the relationship between money and mental health.

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January 9, 2023
Types of financial scams

With examples of scams growing on a daily basis, it’s never been more important to learn about how to tackle potential scams. Read on to learn more.

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January 5, 2023
How to Split Bills based on Income

Splitting bills can be confusing, but it doesn't have to be. Learn how to split bills fairly and simply with HyperJar.

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January 4, 2023
How to Set and Stick to Your New Year’s Money & Savings Resolutions

Discover how to make a budget with these great budgeting tips and start your year right with successful financial goals. Learn more today.

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January 3, 2023
How to Ask Someone to Pay Your Money Back

Asking for the money you lent isn't always easy. Learn innovative ways to do it, and avoid debt and possibly ruining relationships. Click to explore more.

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December 30, 2022
The Best Personal Finance Books to Read Now

Get in control over your finances with our recommended books for adults, children and young adults. Check out our list of the best personal finance books here.

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December 22, 2022
How to Realistically Save £20,000 in a Year

Saving £20,000 is an achievable goal. Find out the easy steps to do so with the help of our guide. Click here for more details.

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December 19, 2022
Frugal Christmas 2023: A Step-By-Step Guide

A frugal Christmas can help you save money, reduce stress and have more family time. Learn how to have a frugal Christmas this year with our guide.

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December 15, 2022
Need to Save Money? Read 10 Reasons to Save Money

Do you need motivation to save money? Read 10 reasons to save money and become independently financially literate with HyperJar. Click here for more.

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December 14, 2022
15 New Year Money Traditions & Superstitions from Around the World

From putting money in your shoe to eating grapes, there are many New Years’ traditions out there to bring you good fortune. Learn more with our guide.

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December 12, 2022
Creative And Fun Ways To Save Money — Saving Money Doesn’t Need To Be Boring!

Saving money doesn't need to be boring. Find how to make it simple, fun and enjoyable here with HyperJar.

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December 7, 2022
9 New Year Money Saving Ideas

Will saving money be one of your New Year’s resolutions? Not sure how to get started? Discover how you can save money and spend less this new year with our money-saving tips and challenges!

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December 6, 2022
1p Saving Challenge 2024: Save £667.95

Learn a new way to save money without feeling the burden in your bank. You could save £667.95 at the end of the year with the 1p saving challenge.

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November 30, 2022
What to do with Unwanted Christmas Presents

Rather than bin them, you can read our guide to find out ways to repurpose your unwanted gifts.

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November 29, 2022
A Guide to Regifting

Thinking of regifting? Not sure if it’s wrong or rude? Discover how to begin regifting for Christmas or birthdays with our article. Read today.

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November 24, 2022
Learn How to Plan and Budget for Unexpected Expenses

Unexpected expenses can be stressful. By planning for them, it doesn’t have to be. Learn ways to budget for unexpected expenses with Hyperjar. Click here.

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November 21, 2022
Cheap But Thoughtful Christmas Gifts 2023

Worried about Christmas and having to spend lots of money on presents? We’ve pulled together a list of inexpensive Christmas present ideas to help.

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November 21, 2022
How To Successfully Do The No Spend Month Challenge

Read our guide on the no spend month challenge to learn what a no spend month is and our tips and tricks to make it a successful one. Learn more online.

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November 17, 2022
Everything You Need to Know About Cancelling Direct Debit

Read our guide to learn everything you need to know about cancelling a direct debit.

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November 17, 2022
Learn to Create a Food Budget

Once you learn how to budget your food, you'll be able to save money and avoid food wastage. Read our easy tips to save without sacrificing with Hyperjar.

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November 14, 2022
How to do Christmas on a Budget 2023

The festive season should be joyful, fun and spending time with loved ones. Explore ways to still have a festive season but with a budget with Hyperjar.

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November 9, 2022
How to realistically save money for a holiday

Planning your holiday needs to be enjoyable. Learn realistic and easy ways to save sensibly for your future trip with HyperJar. Explore more here.

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November 7, 2022
How To Save Money for Christmas 2023: Christmas Saving Plan Template and Tips

Find out the best ways to ensure a stress-free festive season. Find out the key points here. Click to learn more.

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October 26, 2022
How Much Money Should You Save Each Month?

Depending on your circumstances, you may need to save more or less than others - read now and find out how much you should save each month to meet your goals.

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October 19, 2022
What is the 50-30-20 budgeting rule and how to calculate it?

Looking to get your finances in order? The 50-30-20 budget rule is a great place to start! Find out how to calculate it, its benefits and more - read now.

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October 13, 2022
How to Live Below Your Means: 10 Practical Tips

Living below your means doesn’t mean sacrificing your quality of life. Explore the 10 practical tips for gaining financial success with HyperJar. Learn more today.

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October 10, 2022
How to Save Money as a Teenager

Begin your financial education with quality advice for teenagers on saving money. Discover key points & how HyperJar can assist your teenager. Explore more.

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October 4, 2022
Ultimate Guide on How to Save Money For a House 2024

Read the Ultimate guide on how to save for a house. All information that you need is carefully explained with different methods. Learn more here.

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October 3, 2022
Most common personal budget categories to organise your money

In our article, you will find a list of the main personal budgeting categories you should remember when budgeting your money successfully - read now.

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September 20, 2022
What Does It Mean To Pay Yourself First?

Paying yourself first doesn't just apply to those who are self-employed. Find out what it means & how to take advantage with HyperJar. Learn more today.

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September 12, 2022
Household Finances & Household Budgeting Templates 2024

Manage money with HyperJar. Control your household budget templates. Track monthly budgets by income and expenses to set financial goals.

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August 10, 2022
How Much Should I Have In An Emergency Savings Fund?

How to protect yourself from the inevitable rainy day.

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August 8, 2022
Budgeting Basics: How to Start Budgeting & A Simple Budget Template 2023

How to budget like a boss.

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August 2, 2022
What Is Money Management and Why Is Money Management Important?

Manage your money better, live your life better.

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July 27, 2022
10 Realistic Methods To Stop Spending and Start Saving Money in 2023

How to save money the smart way.

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June 15, 2022
Why House Share Budgeting is a Nightmare 2023

The thankless task of restoring trust

Mathew Megens
What is Financial Literacy?
October 13, 2023
Colby Brin
What is Cashback?
June 21, 2023
Amabel Polglase
How to avoid getting into debt
May 9, 2023
Colby Brin
How To Rent Out a Room In Your House
April 12, 2023
Colby Brin
Does Minimalism Save Money?
March 29, 2023
Amabel Polglase
UK Payslip Explained
March 26, 2023