Inflation is still taking bigger-than-bite-sized chunks out of our food budgets, and it can sometimes feel impossible to keep making savings in this essential spending category. However, there’s a new way to make your grocery budget go further, with guaranteed cashback every time you shop. This article will take you through the different ways you can use cashback to make serious savings.
Can I use cashback apps on my food shop?
Absolutely! Cashback is a no-brainer way to save money on a food shop. It works by giving you a percentage of your spend back as cash when you shop at participating retailers. It’s a great way to get a guaranteed reward for spending you’d be doing anyway, and is convenient, flexible and reliable. While some cashback apps make you wait until you reach a specific number of points or balance, the free HyperJar app that gives you the cashback instantly into a spending account. Here’s a great summary of why this is a great way to get uncapped cashback using HyperJar in Which? Magazine.
Earning cashback on your food shop with HyperJar
Getting started with cash back on groceries using HyperJar is quick and easy. And you have a range of different brands to choose from, including M&S, Morrisons, Asda, Iceland, Farmfoods and McColl’s.
Get started with the HyperJar app card and cashback
To begin getting cash back with HyperJar, follow these steps:
- Sign up and order your HyperJar spending card: this can be a virtual card or physical card
- Add money from your bank
- Create some money management Jars – maybe call one ‘Cash Back Savings’ so you can track your wins!
- Look at the Cashback tab for deals with grocers
- Buy the card for the brand you want to shop with – you’ll see the cash back land instantly.
- When you want to spend, you’ll see the card stored in the ‘View My Gift Cards’ section of Cashback tab. Use the barcode or coupon code at checkout to spend down the balance.
Using gift cards to budget for Christmas
The best part of earning cashback is that you get it for shopping you’re doing already. And buying cashback gift cards in advance can be a great way to budget. We all know the December grocery bill can be double or even triple your usual spend. Unless your December salary is also tripling, you’ll need to plan for this bump in costs or find yourself dipping into an overdraft or using credit. So, buying ‘little and often’ cashback gift cards in the run-up to Christmas can help to spread the cost, so you’re well-prepared for the Big Shop when it happens.
Other ways to save money on your food shop
Cashback apps are one of the best ways to save money on their food shop, but there are many other techniques that will help you to get the most from your budget.
Plan your meals ahead
Meal planning can help prevent unnecessary spending when you’re walking around the supermarket. And, perhaps more importantly, it can really cut down on wasted food that you’ve overbought and then have to chuck out.
Buy in bulk
Buying in bulk can save money. Focus on items you use regularly and which don’t go off – think detergent, tins, pet food and so on - and you’ll save by beating inflationary rises and getting cheaper unit prices.
Use Coupons and Discounts
Coupons and discounts are a great way to save money on your food shop. Many supermarkets offer digital coupons on their websites or mobile apps.
Fruit and veg are often cheaper when they're in season. Plus, they're at their peak in both taste and nutrition. You can buy frozen fruit and veg for the same reason – they’re typically frozen when in season and will last for months in your freezer.
Avoid Impulse Purchases
Stick to your shopping list and avoid impulse purchases. Supermarkets are skilled at enticing you to buy more than you need, so be aware of marketing tactics like end-of-aisle displays and checkout line deals.
Save money on groceries with HyperJar cashback
In conclusion, using cashback apps like HyperJar is a smart and effective way to save money on your food shopping. So why wouldn’t you? Start saving today!