Spend better, feel better.

Money-on rewards
Get paid to plan
Money-on rewards
Get paid to plan

We’ve partnered with the country’s favourite brands to bring you a new way to get rewarded when you plan and shop. A new way to incentivise more thoughtful spending and better budgeting with exclusive discounts and special offers - all delivered seamlessly in the app. You can find these rewards on the Shops tab. And remember to check in regularly - new offers land all the time.

Get paid to plan.

The Annual Growth Rate (AGR) is a way you can get rewarded for planning ahead. It’s a Save Now, Buy Later idea that can super-charge your spending power in a unique way. And incentivises you to get on the front foot with your budgeting.


We work with brands like Laithwaites Wine, Hotels.com and GAP to give you unique ‘money on’ rewards. This might be a matched spend offer, like ‘spend £30, get £30’. Or up to 6% of your purchase given back to you as a digital discount voucher when you spend with that brand again.

How an AGR Works

Make your holiday budget go further when you save-before-you-go with our partners TUI and hotels.com. 

The HyperJar AGR is a bit like the interest rate paid by banks but we call it a growth rate because the money can’t be turned into cash.
Each time you allocate HMoney to a brand your spending power with that partner increases by a rate of 4.8% per annum, calculated and applied on a daily basis (you’ll see it added each time the growth reaches 10p).
You can transfer or gift this HMoney to other HyperJar members if you wish.
HMoney must be spent with the brand but there’s no time limit. That’s it.
It’s a pleasingly old-fashioned concept, wrapped up in an app: you lock-in your loyalty to a business and they reward you with a 4.8% AGR.
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Discounts & freebies.

Get brilliant discounts on everything from tech to tulips and travel.

Check out the latest list of great deals from the Shops tab in your app.

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We love our partners for giving out real rewards