This is Forward Thinking Money.

HyperJar is the world’s smartest payments and planning account.

A digital version of jam-jar budgeting that makes it easier to plan, share and spend your money.

Download and create your free account in minutes.

Your life, your HyperJar

With HyperJar you can open multiple Jars and use each as a mini account.

The Jars you create reflect your life, your spending and your goals. Jars for groceries, lunches, Christmas, kids' clubs, nights out, holidays.

Jars with our merchant partners that bring you rewards.

And with the world’s smartest payments card you can spend directly from any Jar.

Share the love with Group Jars

Create pop-up joint accounts and digital kitties in Group Jars. Up to 30 people can pay in, spend, keep track of the same Jar and leave notes and messages.

No more awkward bill splitting, forgotten IOUs, messy transfers, delays or arguments about whose round it is. Social spending that fits your social life.

Make planning pay

Create a Jar with one of our partners – like Lidl, Shell, Feelunique or Virgin Wines – and pick up offers and awards.

If you choose to lock in money and commit to spend with them, you'll get an inflation-beating Annual Growth Rate of 4.8% a year, calculated and added daily.

Happier money

We don’t do debt. So we'll never pitch you a loan or an overdraft. Instead we help you plan ahead, rely less on credit, put more money away, grow your spending power, borrow and worry less.

It feels good when you pay first, buy later.

Hyper easy. Hyper smart. HyperJar

Happy holidays

Pay anywhere in the world, in any currency, with no fees. Get Mastercard’s best exchange rate with no charges from us. Fee free spending, the way it should be. Just tap on your Wallet and turn on international transactions.

Easy money transfers

Instant money transfers between HyperJar members. Zero cost and simple to set up.

Stay on top of your spending

Immediate notifications on spending, transfers and messages. Reorganise transactions into new categories and get breakdowns of your spending patterns.

Customer support

Chat to a human 7 days a week via in-app customer support on your Profile screen.

Your money relationships

From bills to group holiday planning. See your relationships with money, friends, shops and services in the app. HyperJar puts money where your life is.

Stay safe with HyperJar

Freeze your card

Freeze your card instantly from the app. If you lose your card and access to the app our customer support team will temporarily lock your account for you until you're back up and running.


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Bank-grade encrypted data

HyperJar uses bank grade 256-bit encryption to keep your data and money safe.


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Secure deposits

We work with e-money specialists PFS (Prepaid Financial Services Ltd) to protect and manage your money. It's deposited in segregated accounts with major UK retail banks.


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Get HyperJar for iOS and Android