Let Jars plan your money
With a HyperJar account you can divide and allocate money using Jars for everyday expenses, goals, and plans. It’s like a bank account but smarter, more intuitive, and customised uniquely around your life. Easy, visual money management for a happier financial life.
Plan and spend together with shared Jars
The people you're closest to are often those you spend with. Now you can pool money and spend with shared Jars, like instant digital kitties or pop-up joint accounts. Leave notes in the Jar, track all deposits and spend and set permissions for each sharer.
Spend from any Jar
Pay directly from Jars and track your spending in different categories like never before. Your HyperJar Mastercard can link to any Jar instantly in the app and when you use it, the money comes from just where you want it to. Brilliant.
Get started with shared Jars
Jars for families and couples
🍎 Food shopping
⛱ Family holidays and weekend breaks
💡 Sharing bills and big purchases
📚 Top-up living expenses for kids at college
Jars for friends and housemates
🎒 Trips and festivals
🎂 Birthdays and nights out
💡 Bills and essentials
🚴♀️ Sports and hobbies
Sharing with 2 to 30 people
🎁 Gifts for teachers
🚌 School trips
🏏 Venue hire for sports and clubs
🛫 Large group trips
Stay in control
⚙ Set spending limits and choose who can spend from Jars
📝 Allow sharers to view notes and transactions
🔐 Choose who can invite new sharers
📊 Track all payments in and out
Allocate spending money to our partners and get a reward of 4.8% AGR, calculated and added to your Jar daily for 12 months
Get a 4.8% Annual Growth Rate with our partners
The 4.8% Annual Growth Rate (AGR) is a reward from our merchant partners.
Each time you commit money in advance to a Merchant Jar it is supercharged. Your spending power with that merchant increases at a rate of 4.8% for 12 months, calculated and applied daily.
You can share these Jars with other HyperJar members or send the paid-in balance as a gift to anyone on the app.
Money committed to a Merchant Jar must be spent with that merchant, but there's no time limit. That's it.