How can the HyperJar app help you Save Now, Buy Later
When you plan your money with specific things in mind, two good things happen. One, you’ll be less likely to have trouble paying for things when you need to – always a win. And two, you’ll feel better. More in control, more positive and less stressed about money.
HyperJar helps you to Save Now, Buy Later by making it easy to see where you want and need to spend your money in future. Chip in little and often to your saving up jars so that when Christmas, a summer holiday or insurance renewal shows up in your calendar you’re prepared. For some they’re saving pots, for others, envelopes or even piggy banks.
What are the benefits of Save Now, Buy Later with HyperJar?
When you Save Now, Buy Later with HyperJar it can help you avoid unnecessary debt while still getting what you want. It feels great to know you’re spending smart, not borrowing when you don’t need to - and you can make your money go further at HyperJar by taking advantage of cashback with hundreds of retailers.
✔ Makes smart planning as easy as pie
✔ Avoid interest on unnecessary debt or repayment schemes
✔ Get more for your money with our partner rewards and cashback
✔ Flexibility to save as much as you want if unexpected expenses occur
Name and personalise jars
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Automate regular top ups
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Add payment controls for digital willpower
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Cashback and discounts on your big spends
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As seen in
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How can I start to Save, Now, Buy Later with HyperJar?
Download HyperJar from your app store
Sign-up and order your card, virtual or physical
Load money from a bank into your new HyperJar account
Create different jars for everyday spending and longer term saving up
Add your card to Apple Pay or Google Pay
How can I start to Save, Now, Buy Later with HyperJar?
Download HyperJar from your app store
Sign-up and order your card, virtual or physical
Load money from a bank into your new HyperJar account
Create different jars for everyday spending and longer term saving up
Add your card to Apple Pay or Google Pay
Save Now, Buy Later FAQs
Imagine a row of jam jars on your kitchen table, each labelled for something like ‘Food shopping’, ‘Car’, ‘Holiday’ or ‘Christmas’, with different amounts of money inside. That’s exactly how digital jars work in your HyperJar account and it’s a great way to separate out your everyday spending needs from your longer-term goals.
You can create as many jars as you like, name them, colour-code or personalise them with a picture, and add different amounts of money to each. When you’re ready to spend, you can pay directly from any of these money jars by linking them to your HyperJar card, so the money is always coming from the right pot of money.
Setting up regular payments into a jar is quick and easy. Just open the app, select the jar you want to add money to, and tap “Add Money.” Put in the amount of money that you’d like to add to the jar, then tap the “When” option to choose your payment schedule, from one-off, weekly, monthly and yearly. Hit “Save Schedule” and you’ll start reaching your goals without really having to think about it.
Yes! You can move any money inside your HyperJar account between your jars any time. If for any reason you want to move it back to a UK bank account, you can do this up to four times in a month for free, after which there’s a charge (see here for more details).
The app is free to download from the App Store and Google Play Store and there are no monthly or annual fees. It’s easy to run your HyperJar personal account without paying any fees at all - it’s just a matter of sticking to our limits for transfers in and out of the account. Check out the details here.
Lots! HyperJar offers leading cashback rates with hundreds of retailers as well as exclusive discounts. If you’re saving up for something for the home from Currys, or have your heart set on a new iPhone from Apple, you can buy Cashback Vouchers to spend in these places. You can usually choose between instant cashback to spend with the brand next time, or cashback you can spend anywhere.