Welcome to Spend Smarter
Standard Life, a brand trusted to look after people’s life savings and retirement needs for 200 years, has teamed up with award-winning fintech HyperJar to create a new spending app for its customers called Spend Smarter.
Why get a Spend Smarter account?
Spend Smarter gives you all the features you need to master your money. Set up digital money jars that reflect where you spend, how much, and what you want to save up for. Pay directly from your jars with the Spend Smarter prepaid Mastercard and the app’s shop-linking features. Choose to share a jar with a partner, child at uni, or group of friends for a trip away, and you’ll have the perfect way to split costs, plan and spend together.
Money back, money saved
Cashback and discounts with your favourite brands.
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Share, split and spend with friends and family
Share jars instantly to plan and spend together.
Freeze and unfreeze your card instantly in the app
Face or fingerprint ID for extra security
Add or block any shop
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