Get paid to plan with HyperJar’s exclusive ‘Annual Growth Rate’.

The Annual Growth Rate (AGR) is a way for us to reward you for planning ahead with our shopping partners. To super-charge your spending power in a unique, thoughtful way that encourages you to get on the front foot with your budgeting.

Learn more

Head to the Shops tab in the app and take a look at our offers.

Tap any you know you’ll want to spend with in future and check out the Ts&Cs.

Choose Top up if you’re ready to commit money ahead of spending in return for the reward - from as little as £1 .

The moment you commit money, your spending power starts to grow - you’ll see the odometer in your Jar spinning away.

The money must be spent with the brand you’ve committed to, but there’s no time limit and you can even gift it to other HyperJar members.

When you’re ready to spend, the smart HyperJar card knows to take it from your committed balance with that brand - genius!

Here's how it works.

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The detail.

Each chunk of money you commit to an offer with an AGR reward - and it can be as little as £1 - get’s the Annual Growth Rate for a maximum of 12 months.

Let’s say you are lucky enough to commit £500 to TUI in a Holiday Jar on 1st January, and they currently offer an AGR of 10%. If you leave this money, by 31st December that year the balance will have grown by £50 - so you’ll have £550 to spend with TUI. And you’ll have budgeted.

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HyperJar Limited is a company registered in England and Wales (Company number 10130583).

Registered Address: HyperJar, 71-75 Shelton Street, Covent Garden, London, United Kingdom, WC2H 9JQ Data Protection Registration Number: ZA286245.

The HyperJar card is issued by Monavate Ltd., pursuant to license by Mastercard International.

HyperJar Limited (Firm Reference Number: 902842) is a registered EMD agent of Modulr FS Limited, a company registered in England and Wales with company number 09897919, which is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution (Firm Reference Number: 900573) for the issuance of electronic money and payment services. Your account and related payment services are provided by Modulr FS Limited. Whilst Electronic Money products are not covered by the Financial Services Compensation Scheme (FSCS) your funds will be held in one or more segregated accounts and safeguarded in line with the Electronic Money Regulations 2011 – for more information please click here.

© 2024 HyperJar Limited. All rights reserved.

Hyperlayer Limited is a company registered in England and Wales (Company number 10130583). Registered Address: Hyperlayer Limited, 71-75 Shelton Street, Covent Garden, London, United Kingdom, WC2H 9JQ Data Protection Registration Number: ZA286245. The HyperJar card is issued by Monavate (Company Number: 12472532) authorised in the UK by the Financial Conduct Authority to issue electronic money (e-money) and provide payment services (Firm Reference Number 901097). Mastercard® is a registered trademark of Mastercard International Incorporated. The card is issued by Monavate pursuant to licence by Mastercard International Inc. Hyperlayer Limited (Firm Reference Number: 902842) is a registered EMD agent of Modulr FS Limited, a company registered in England and Wales with company number 09897919, which is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution (Firm Reference Number: 900573) for the issuance of electronic money and payment services. Your account and related payment services are provided by Modulr FS Limited. Whilst Electronic Money products are not covered by the Financial Services Compensation Scheme (FSCS) your funds will be held in one or more segregated accounts and safeguarded in line with the Electronic Money Regulations 2011 – for more information please click here.

© 2024 Hyperlayer Limited. All rights reserved.

Get paid to plan with HyperJar’s exclusive ‘Annual Growth Rate’.

Here's how it works.

The detail.

Get started with HyperJar

Download the HyperJar app today