Whether your child is looked after by a grandparent, a childminder or a sibling, the HyperJar prepaid card and app makes it simple to pay your way. Create shared Jars for expenses such as days out, snacks or activities with the person looking after the child and they can spend it directly with their HyperJar debit card.
Every penny you pay into HyperJar and put in shared Jars for a childminder or grandparent is securely protected until it’s spent. Like the big banks, we use 256-bit encryption to keep your data and money safe.
And for extra security, you can:
Add or block any merchant to control where a childminder spends money
Receive notifications when money is spent by the grandparent or childminder
Freeze and unfreeze the card instantly in
the app
Our all-in-one prepaid card and app solution empowers you to take control of your money like never before, from sharing bills, reaping the rewards of our partner brands, cashback, no transaction fees when travelling and much more! Explore our card’s benefits:
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Download the free HyperJar app from the Apple app store or Google play store. Create an account if you haven’t already
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Ask the childminder and / or grandparent to do the same. There’s no monthly fee or credit check
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Order a card - physical and virtual - for yourself. Your childminder or grandparent should do this too
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Transfer money from your bank account to your HyperJar account
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Start to save, spend and get powerful money-saving features, such as cashback!
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Create shared jars to pay for childcare expenses and days out in seconds. Link it to the HyperJar card to spend directly from the jar. Parents and their childcare providers can stay in touch via the app to request top-ups, set up auto-payments and see where money’s been spent.
Apply in minutes to see if you're approved with no impact to your credit score.
Download for freeDownload the free appYes, the prepaid card is safe for everyone to use. We understand that grandparents might be cautious about using a new card and app and entering their data to set up an account, but we use bank-grade 256-bit encryption to keep money and data safe. They can also opt to access their account via passcode, Face ID or Touch ID for extra security. All money in a HyperJar account is kept in segregated accounts at the Bank of England.
They can use your prepaid HyperJar card anywhere Mastercard is accepted. So pretty much everywhere in the UK and abroad.
Grandparents don’t need to remember a pin as the HyperJar prepaid card is contactless for transactions of £100 and under. However, for every five contactless transactions, they’ll be asked for their pin. That’s a security measure to ensure lost cards can’t be used ad infinitum without authorisation. The great news is that with the HyperJar app there’s a quick way to access a PIN reminder in the app so no feats of memory are required.
Yes, to use the HyperJar prepaid card with Apple Pay or Google Pay, they just have to head to their digital wallet and tap the + button to get started.
After they’ve downloaded the HyperJar app and been verified, it takes around a week for their card to arrive. Then they simply have to activate it in their app - another security measure - and they can start using it.
They’ll also be able to use Jars and Shared Jars to organise and track spending. See our How It Works page for videos that explain it all step by step
Adult cards are free, and the app is free to download and use, with no monthly fees, from the App Store and Google Play Store.
Yes, you will get a notification each time the card is used in a shared Jar. You can also see where it’s used, for example in ASDA or to pay for public transport.
To keep your money safe, you can set up only or never lists. You can choose to only allow the card to be used in supermarkets, for example. Or block pubs and retailers not needed for childcare purposes.