Prepaid card for Grandparents, nannies & childminders

Whether your child is looked after by a grandparent, a childminder or a sibling, the HyperJar prepaid card and app makes it simple to pay your way. Create shared Jars for expenses such as days out, snacks or activities with the person looking after the child and they can spend it directly with their HyperJar debit card.

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Safe sharing

Every penny you pay into HyperJar and put in shared Jars for a childminder or grandparent is securely protected until it’s spent. Like the big banks, we use 256-bit encryption to keep your data and money safe.

And for extra security, you can:

Add or block any merchant to control where a childminder spends money

Receive notifications when money is spent by the grandparent or childminder

Freeze and unfreeze the card instantly in
the app

Download the free app

The HyperJar card has other exclusive benefits for grandparents and childminders

Our all-in-one prepaid card and app solution empowers you to take control of your money like never before, from sharing bills, reaping the rewards of our partner brands, cashback, no transaction fees when travelling and much more! Explore our card’s benefits:

Split expenses for days out with childminders and grandparents: Create a shared Jar for days out and top it up with enough money for grandparents and childminders to take your child on a fun outing. This means no-one’s out of pocket because they have to pay for the whole outing, and there’s a shared transaction history of what’s been spent and where.
Save money on theme park trips and soft play:
The HyperJar app offers cashback at Go Ape, Buy a Gift, Virgin Experiences and more. Buy a ticket for your childminder or grandparent so they can take your child to Harry Potter World through Virgin Experiences, for example, and earn up to 15 per cent cashback instantly.
Help your childminder stock up on nappies:
Ever forget to drop off all those little extras that your childminder needs, like nappies and snacks? The beauty of a shared expenses Jar is that they can buy essentials as and when they’re needed.
Send birthday money, thank you gifts and Christmas presents to grandparents and childminders:
If your childminder, grandparent or sibling has a special occasion coming up, you can send money directly to their wallet, rather than just using a shared Jar. 
Everyone can enjoy tastier meals and cheaper petrol:
Everyone with a HyperJar prepaid debit card can access exclusive cashback offers, discounts and rewards with brands including Shell, Hello Fresh and Gousto. It’s never been easier for grandparents and childminders to feed your child - and themselves - fresh, healthy food.
Childminders and grandparents will find our app and card easy to use:
Other apps let you divide your money into different pots. But only HyperJar lets you spend directly from the, automatically, with a single card.
The HyperJar card makes family holidays more affordable:
Are your parents planning a city break or a weekend away with their grandchildren?  With HyperJar, they can carry money safely abroad, just as they do in the UK, with spending alerts and instant card freezing. Learn more about the fantastic benefits of our prepaid card when travelling. And if you’re going with them, you can create a shared holiday jar to make sure you all pay your way equally.
Ready to experience all these amazing benefits and so much more? Sign up now  for an easy way to pay childcare costs and share money with grandparents and childminders

Don’t take our word for it - trusted by over 550,000+customers

Excellent Trustpilot Reviews
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Brilliant service hyper jar and the…
Farlda Kauser
Brilliant service hyper jar and the chat service is amazing and fast and convenient Really happy with the service the agent solved my issue in no time. Brilliant for the children to have this card I see all they are spending in real time. I’m very pleased
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Love this app!
K M
Love this app, had no problems with it so far & the best thing is it’s free, I litrally have friends with kids that have similar bankin apps & they pay monthly charges for using it, hyperjar also comes with cards & every pound or penny spent by your child can be seen by parent/guardian, love it
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Everyone needs this app!
Sally
Customer live chat is very fast and my issue (which was just a misunderstanding on my part) was resolved within a couple of minutes. Love how organised my finances are now. How did I ever manage without it! Would definitely recommend.
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Exceeded my expectations
Michelle Wells
I was absolutely amazed!  Chat service is superb, quick, efficient and so kind.  The emails about how to use, easy to understand and very informative.  It is a secure way to teach kids and I am so confident that this is the first step to give my son more responsibility in a governed fashion and avoid any challenges that he may experience within life
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Very responsive and quick when help was...
Mrs Mouat
Very responsive and quick when help was needed. Checked up after question was asked to see if everything was sorted. Great card for adults and kids to be kept in control with no silly charges.
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Amazing banking app
Laura Myerscough
Amazing banking app, secure and reliable and really easy to set up, customer service is amazing, always helpful and friendly, would definitely recommend
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I absolutely love hyperjar...it helps…
Jo
I absolutely love hyperjar...it helps me separate my money so I know what goes where and what I have to spend without that niggling thought " have I left that amount for that bill".. highly recommend..   I'm terrible at saving..and I've actually got money in my bank on my next payday..
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Does everything without fees
Prashant
Does everything you need to provide younger members of the family access to mullah. Has the bonus of enabling interest gathering in jars assigned to companies you decide to use regularly and without the fees of similar providers. Oh, and the app is slick.

Set up a card for childminders easily

1.

Download the free HyperJar app from the Apple app store or Google play store. Create an account if you haven’t already

2.

Ask the childminder and / or grandparent to do the same. There’s no monthly fee or credit check

3.

Order a card - physical and virtual - for yourself. Your childminder or grandparent should do this too

4.

Transfer money from your bank account to your HyperJar account

5.

Start to save, spend and get powerful money-saving features, such as cashback!

6.

Open the jar, select the option to share it with contacts and add your childminder or grandparent

7.

Set up automatic payments to keep the jar topped up

8.

Switch on notifications to alert you when the jar is topped up or money is spent.

The HyperJar card for childminders makes life easy for everyone

Create shared jars to pay for childcare expenses and days out in seconds. Link it to the HyperJar card to spend directly from the jar. Parents and their childcare providers can stay in touch via the app to request top-ups, set up auto-payments and see where money’s been spent.

Benefits for Childminders

Kids can spend from Jars shared with you.
Instill great money habits for life - without
them noticing.
Get instant notifications whenever money is added, moved or spent.
Set tasks they need to complete via messaging in the app.
Set spending limits.
Schedule payments for pocket money.
Share Jars with grandparents, uncles
and aunties.
If they have their own phone, kids can download the app on their device.
The app is free for childminders to download on their device
You can create a shared jar that your childminder can use to pay for classes, food and nappies
A childminder can add the HyperJar card to their Apple Pay or Google Pay so no need to remember a pin
They don’t have to collect receipts as you’ll see all the transactions
They’re not out of pocket, waiting for you to pay them back
Learn more about our shared card for childminders

Benefits for Grandparents

Active grandparents can spend directly from the shared Jar for childcare expenses, so even if they’re giving their time for free, they don’t have to foot the bill for everything!  
The contactless debit card is easy and safe for grandparents to use - it can be frozen and unfrozen inside the app in an instant if lost or stolen
You make it easier for grandparents to get out and about with their grandchildren, without the cost of these activities being a barrier
You and the grandparent can access exclusive rewards with brands like Gousto and Decathlon, and cashback with Pizza Express and M&S
Teens with a phone can download the app on their device, paired to your account.
Organise finances visually, all from a single app.
Separate everyday spending categories (food and travel) from longer-term goals (a post-GCSEs holiday with friends, or festival tickets), using digital jam jars in the easy, visual
HyperJar app.
No opportunity to overspend or get into debt.
Those aged 13+ can add HyperJar to Apple Pay and Google Pay.
Freeze the card instantly in the app if it’s
lost or stolen.
Money management without the risk of debt or over spending.
Share Jars with friends for joint spending.
Get instant notifications whenever money is added, moved or spent.
Learn more about our shared card for grandparents

Benefits for siblings

Spend directly from any Jar, so you’re always paying from the right budget.
Share Jars with friends or housemates to plan and pay for joint expenses, from bills to festivals.
Add to Apple Pay or Google Pay for even
safer spending.
Zero fees for spending abroad.
No opportunity to overspend or get into debt.
Block spending with any retailer or service for added digital willpower.
Freeze and unfreeze your card instantly
in the app.
Get exclusive rewards with brands like My Protein, Blow LTD, FeelUnique and Decathlon and cashback with Pizza Express, Nike and
New Look.
If you’re going out in large family groups, who pays upfront and who owes what can get complicated. With HyperJar you can easily split the costs of these expenses with shared Jars - all pay into it ahead of the trip, and all spend from the same Jar with your HyperJar cards
You can send messages to your siblings in the shared Jar — for payment nudges, trip suggestions or just a hello
Only share what you need. With HyperJar you can have a mix of personal Jars, and shared Jars with partners, kids or for activities with siblings and cousins.
Do you forget to pay people back? Or get paid back? HyperJar lets you send money in one click, without a time consuming bank transfer. Zero fees for spending abroad if you go on holiday with siblings and cousins
You and your siblings can get exclusive rewards with brands like Shell, My Protein, FeelUnique and Decathlon as well as cashback at Asda, Iceland and Amazon
Share costs for family holidays with your siblings and both benefit from zero FX fees on the HyperJar card
Learn more about our student prepaid card

Benefits for kids

Manage your joint spending and saving up in named Jars.
Send messages inside Jars to each other - for payment nudges or shopping lists.
Keep your own money separately in Jars just
for you.
No linking of credit scores, unlike joint
bank accounts.
Spend directly from any Jar, so you’re always paying from the right budget.
Add to Apple Pay or Google Pay for even
safer spending.
Zero fees for spending abroad.
Freeze and unfreeze your card instantly in
the app.
Get exclusive rewards with brands like Shell, My Protein, Blow LTD, FeelUnique and Decathlon.
Sharing a Jar with childminders and kids helps them to learn about the basics of budgeting: they can see how far money goes, watch as the balance in a Jar goes down and learn that ‘when it’s gone, it’s gone’!
Kids can spend time bonding with and learning money lessons from people other than their parents, such as grandparents, childminders and aunts and uncles
You can keep in touch while they’re out with in-app messaging and spending notifications
If they have their own phone, kids can download the app on their devices and use the card independently, teaching them even more financial responsibility 
Learn more about our shared card for childcare

Benefits for family holidays

Zero fees for spending in any currency.
Add to Apple Pay or Google Pay.
Get Mastercard’s best exchange rate with no fees on top.
Reduces the risks of carrying too much cash.
Just load your account before you leave and use the card like you would any other.
Freeze and unfreeze your card instantly in the app if it’s stolen or lost.
Spend directly from a holiday Jar, so you’re always paying from the right budget.
HypeJar adds zero fees for spending abroad
Add to Apple Pay or Google Pay
Get Mastercard’s best exchange rate with no fees on top
Reduces the risks of carrying too much cash
Just top up your account before you leave and use the prepaid card like you would any other
Freeze and unfreeze your card instantly in the app if it’s stolen or lost
Spend directly from a holiday Jar, so you’re always paying from the right budget
Learn more about our travel shared card

Benefits for families

Shared Jars for family spending - from household expenses, to birthday presents; from emergency top-ups for kids at college to anniversary celebrations with grandparents.
Send and request money easily with messaging in the app.
Set individual spending permissions for all
Jar sharers.
100% free for everyone - zero subscription fees for Kids Cards, zero fees for transfers in, zero fees for spending abroad.
Shared Jars for family spending — from household expenses to birthday presents; from emergency top-ups for kids at college and saving for Christmas to anniversary celebrations with grandparents and back to school budgeting
Send and request money easily with messaging in the app
Teach your kids about money management and saving by actively involving them in the process with the HyperJar app
Set individual spending permissions for all
Jar sharers
Easily give your kids pocket money with our app and track their spending
Zero subscription fees for Kids and Teens Cards, zero fees for transfers in, and zero fees for spending abroad
Learn more about our prepaid card for families
HyperJar: Free Money Management App & Card

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Frequently asked questions

Is the prepaid card safe for grandparents?

Yes, the prepaid card is safe for everyone to use. We understand that grandparents might be cautious about using a new card and app and entering their data to set up an account, but we use bank-grade 256-bit encryption to keep money and data safe. They can also opt to access their account via passcode, Face ID or Touch ID for extra security. All money in a HyperJar account is kept in segregated accounts at the Bank of England.

Where can the grandparent or childminder use the prepaid card?

They can use your prepaid HyperJar card anywhere Mastercard is accepted. So pretty much everywhere in the UK and abroad.

Is the card contactless and easy to use for grandparents?

Grandparents don’t need to remember a pin as the HyperJar prepaid card is contactless for transactions of £100 and under. However, for every five contactless transactions, they’ll be asked for their pin. That’s a security measure to ensure lost cards can’t be used ad infinitum without authorisation. The great news is that with the HyperJar app there’s a quick way to access a PIN reminder in the app so no feats of memory are required.

Can child carers use the prepaid card with Apple Pay and Google Pay?

Yes, to use the HyperJar prepaid card with Apple Pay or Google Pay, they just have to head to their digital wallet and tap the + button to get started. 

How do grandparents and childminders use a prepaid card?

After they’ve downloaded the HyperJar app and been verified, it takes around a week for their card to arrive. Then they simply have to activate it in their app - another security measure - and they can start using it. 

They’ll also be able to use Jars and Shared Jars to organise and track spending. See our How It Works page for videos that explain it all step by step

Does the prepaid card cost anything to use?

Adult cards are free, and the app is free to download and use, with no monthly fees, from the App Store and Google Play Store.

Can I see where the card is used by the grandparent or childminder?

Yes, you will get a notification each time the card is used in a shared Jar. You can also see where it’s used, for example in ASDA or to pay for public transport.

Can I control what merchants can take the card?

To keep your money safe, you can set up only or never lists. You can choose to only allow the card to be used in supermarkets, for example. Or block pubs and retailers not needed for childcare purposes.