Save and spend your money smarter with our prepaid card

The HyperJar prepaid card is a financial friend for life. From taking your first steps spending pocket money, to making your family budget go further. From teen travel plans, to birthday treats for grandchildren - our prepaid debit card is the safe way to save, spend and share money, for everyone.

Love cashback special! Earn up to 1.5% cashback on your everyday spending
T&Cs apply.

Download the free app
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Free Prepaid debit card with powerful features

with powerful features helping you save and manage your money better Every penny you pay into HyperJar is kept securely until you spend it. And we use bank-level 256-bit encryption to keep your data and money safe.

And for added peace of mind, you can:

Earninstant cashback for your favourite brands via the app.

Get rewarded for saving! We have partnered with top brands to bring you exclusive discounts and rewards via the app.

Rest easy knowing our app is secured with face or fingerprint ID for an additional level of security.

Download the free app

Came for the prepaid card, stayed for the benefits and exclusive offers

Our all-in-one prepaid card and app solution empowers you to take control of your money like never before, from sharing bills, reaping the rewards of our partner brands, cashback, no transaction fees when travelling and much more! Explore our card’s benefits:

Exclusive Deals and Brand Rewards: With our prepaid debit card & app, you'll enjoy access to exclusive discounts, rewards, and special promotions at your favourite brands and retailers.
Financial Discipline Made Easy: Take control of your spending habits with our prepaid card. Since you load it with a predetermined amount, there's no risk of overspending or accumulating debt, helping you achieve your savings goals.
Convenient Bill Sharing: Sharing bills with friends, family, or partners has never been easier! Our prepaid card simplifies splitting expenses, whether it's a night out, a vacation, or a joint birthday present. Say goodbye to the hassle of splitting and collecting cash – our card makes it a breeze with shared jars.
Financial Automation at its Finest: Other apps let you divide your money into Jars or pots. But only HyperJar lets you spend from different Jars automatically, with a single card.
Handy Travel Perks & No FX Fees: With our app, you can wave farewell to those pesky additional charges that eat into your hard-earned money. We’ll do the heavy lifting for you to make sure we give you Mastercard’s best exchange rate, with no additional fees, when you pay in 36 million locations across 200 countries. And when you shop abroad online. Seven days a week, 365 a year. Learn more about the fantastic benefits of our prepaid card when travelling. Ready to experience all these amazing benefits and so much more? Sign up now and make the most of your money with our prepaid card!

Don’t take our word for it - trusted by over 550,000+customers

Excellent Trustpilot Reviews
Navy avatar icon
Brilliant service hyper jar and the…
Farlda Kauser
Brilliant service hyper jar and the chat service is amazing and fast and convenient Really happy with the service the agent solved my issue in no time. Brilliant for the children to have this card I see all they are spending in real time. I’m very pleased
Navy avatar icon
Love this app!
K M
Love this app, had no problems with it so far & the best thing is it’s free, I litrally have friends with kids that have similar bankin apps & they pay monthly charges for using it, hyperjar also comes with cards & every pound or penny spent by your child can be seen by parent/guardian, love it
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Everyone needs this app!
Sally
Customer live chat is very fast and my issue (which was just a misunderstanding on my part) was resolved within a couple of minutes. Love how organised my finances are now. How did I ever manage without it! Would definitely recommend.
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Exceeded my expectations
Michelle Wells
I was absolutely amazed!  Chat service is superb, quick, efficient and so kind.  The emails about how to use, easy to understand and very informative.  It is a secure way to teach kids and I am so confident that this is the first step to give my son more responsibility in a governed fashion and avoid any challenges that he may experience within life
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Very responsive and quick when help was...
Mrs Mouat
Very responsive and quick when help was needed. Checked up after question was asked to see if everything was sorted. Great card for adults and kids to be kept in control with no silly charges.
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Amazing banking app
Laura Myerscough
Amazing banking app, secure and reliable and really easy to set up, customer service is amazing, always helpful and friendly, would definitely recommend
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I absolutely love hyperjar...it helps…
Jo
I absolutely love hyperjar...it helps me separate my money so I know what goes where and what I have to spend without that niggling thought " have I left that amount for that bill".. highly recommend..   I'm terrible at saving..and I've actually got money in my bank on my next payday..
Navy avatar icon
Does everything without fees
Prashant
Does everything you need to provide younger members of the family access to mullah. Has the bonus of enabling interest gathering in jars assigned to companies you decide to use regularly and without the fees of similar providers. Oh, and the app is slick.

Start using your prepaid card in minutes

1.

Download the HyperJar App from the Apple App Store or Google Play Store.

2.

Create an account if you don’t have one already.

3.

Order a physical card and/or virtual card and get started right away. 

4.

Transfer in money.

5.

Start to save, spend and get powerful money-saving features, such as cashback!

HyperJar prepaid card is for everyone

Our free prepaid debit card is designed to empower everyone to track and manage their budget without overspending.

Benefits for kids

Kids can spend from Jars shared with you.
Instill great money habits for life - without
them noticing.
Get instant notifications whenever money is added, moved or spent.
Set tasks they need to complete via messaging in the app.
Set spending limits.
Schedule payments for pocket money.
Share Jars with grandparents, uncles
and aunties.
If they have their own phone, kids can download the app on their device.
Kids spend from Jars shared with you
Instill great money habits for life - without
them noticing
Get instant notifications whenever money is added, moved or spent
Set tasks they need to complete via messaging in the app
Set spending limits or restrict spending from certain jars or retailers
Schedule payments to their kids debit card for pocket money
Share Jars with grandparents, uncles, and aunties
If they have their own phone, kids can
download the app on their device
Learn more about our prepaid kids card

Benefits for teens

Teens with a phone can download the app on their device, paired to your account
Organise finances visually, all from a single app, teaching your teen about budgeting, setting them up for success in their future
Separate everyday spending categories  (food and travel) from longer-term goals (a post-GCSEs holiday with friends, or festival tickets), using digital jam jars in the easy, visual HyperJar app
No opportunity to overspend or get into debt
Those aged 13+ can add HyperJar to Apple Pay and Google Pay
Freeze the prepaid card for teens  instantly in the app if it’s lost or stolen
Money management  without the risk of debt or overspending
Share Jars with friends for joint spending
Get instant notifications whenever money is added, moved or spent
Teens with a phone can download the app on their device, paired to your account.
Organise finances visually, all from a single app.
Separate everyday spending categories (food and travel) from longer-term goals (a post-GCSEs holiday with friends, or festival tickets), using digital jam jars in the easy, visual
HyperJar app.
No opportunity to overspend or get into debt.
Those aged 13+ can add HyperJar to Apple Pay and Google Pay.
Freeze the card instantly in the app if it’s
lost or stolen.
Money management without the risk of debt or over spending.
Share Jars with friends for joint spending.
Get instant notifications whenever money is added, moved or spent.
Learn more about our teens prepaid card

Benefits for students

Spend directly from any Jar, so you’re always paying from the right budget.
Share Jars with friends or housemates to plan and pay for joint expenses, from bills to festivals.
Add to Apple Pay or Google Pay for even
safer spending.
Zero fees for spending abroad.
No opportunity to overspend or get into debt.
Block spending with any retailer or service for added digital willpower.
Freeze and unfreeze your card instantly
in the app.
Get exclusive rewards with brands like My Protein, Blow LTD, FeelUnique and Decathlon and cashback with Pizza Express, Nike and
New Look.
Spend directly from any Jar, so you’re always paying from the right budget
Share Jars with friends or housemates to plan and
split joint expenses, from bills to festivals
Add to Apple Pay or Google Pay for even safer spending
Zero fees for spending abroad and other travel benefits
No opportunity to overspend or get into debt
Block spending with any retailer or service with spending control features for added digital willpower
Freeze and unfreeze your card instantly in the app
Get exclusive cashback and rewards with brands like My Protein, Blow LTD, FeelUnique and Decathlon, and cashback with Pizza Express, Nike, and New Look
Learn more about our student prepaid card

Benefits for couples

Manage your joint spending and saving up in named Jars.
Send messages inside Jars to each other - for payment nudges or shopping lists.
Keep your own money separately in Jars just
for you.
No linking of credit scores, unlike joint
bank accounts.
Spend directly from any Jar, so you’re always paying from the right budget.
Add to Apple Pay or Google Pay for even
safer spending.
Zero fees for spending abroad.
Freeze and unfreeze your card instantly in
the app.
Get exclusive rewards with brands like Shell, My Protein, Blow LTD, FeelUnique and Decathlon.
Manage your joint spending and saving up in named Jars with out joint prepaid card and app
Send messages inside Jars to each other - for payment nudges or shopping lists
Keep your own money separately in Jars just for you
No linking of credit scores, unlike joint
bank accounts
Spend directly from any Jar, so you’re always paying from the right joint budget
Add to Apple Pay or Google Pay for even
safer spending
Zero fees for spending abroad
Freeze and unfreeze your card instantly in
the app
Get exclusive rewards with brands like Shell, My Protein, Blow LTD, FeelUnique and Decathlon
Learn more about our prepaid card for couples

Benefits for travellers

Zero fees for spending in any currency.
Add to Apple Pay or Google Pay.
Get Mastercard’s best exchange rate with no fees on top.
Reduces the risks of carrying too much cash.
Just load your account before you leave and use the card like you would any other.
Freeze and unfreeze your card instantly in the app if it’s stolen or lost.
Spend directly from a holiday Jar, so you’re always paying from the right budget.
Zero fees for spending in any currency
Add to Apple Pay or Google Pay
Get Mastercard’s best exchange rate with no fees on top
Reduces the risks of carrying too much cash
Just top up your account before you leave and use the travel prepaid card like you would any other
Get amazing deals on trips and travel essential supplies with our exclusive rewards and cashback partners such as Tui, lastminute.com and others via our app
Use our card before to save money for travelling or a holiday and after your travel to continue reaping the benefits of our offering
Freeze and unfreeze your card instantly in the app if it’s stolen or lost
Spend directly from a holiday Jar, so you’re always paying from the right budget
Learn more about our travel prepaid card

Benefits for families

Shared Jars for family spending - from household expenses, to birthday presents; from emergency top-ups for kids at college to anniversary celebrations with grandparents.
Send and request money easily with messaging in the app.
Set individual spending permissions for all
Jar sharers.
100% free for everyone - zero subscription fees for Kids Cards, zero fees for transfers in, zero fees for spending abroad.
Shared Jars for family spending — from household expenses to birthday presents; from emergency top-ups for kids at college and saving for Christmas to anniversary celebrations with grandparents and back to school budgeting
Send and request money easily with messaging in the app
Teach your kids about money management and saving by actively involving them in the process with the HyperJar app
Set individual spending permissions for all
Jar sharers
Easily give your kids pocket money with our app and track their spending
Zero subscription fees for Kids and Teens Cards, zero fees for transfers in, and zero fees for spending abroad
Learn more about our prepaid card for families
HyperJar: Free Money Management App & Card

Get started with HyperJar

Apply in minutes to see if you're approved with no impact to your credit score.

Download for freeDownload the free app

Frequently asked questions

Is the prepaid card safe?

Our prepaid card is 100% safe. We use bank-grade 256-bitencryption to keep money and data safe, and you can opt to access your accountvia passcode, Face ID or Touch ID.

Where can I use the prepaid card?

You can use your prepaid HyperJar card anywhere Mastercard is accepted. So pretty much everywhere!

Is the card contactless?

Yes, the HyperJar prepaid card is contactless for transactions of £100 and under. However, for every five contactless transactions, you’ll be asked for your PIN.That helps keep your money safe.

Can I use the card with Apple Pay and Google Pay?

Yes, to use the HyperJar prepaid card with Apple Pay orGoogle Pay, head to your digital wallet and tap the + button to get started.

How do I use a prepaid card?

After you’ve downloaded the HyperJar app and been verified, it’ll take up to 10 working days for you to receive your prepaid card, or you can order a virtual card and get started right away. 

See our How It Works page for our video how-tos, or check out our guide on Prepaid Cards: What Are They and How Do They Work? for more information

Does the prepaid card cost anything?

The card is free, and the app is free to use and free to download from the App Store and Google Play Store. No monthly or annual fees.

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