HyperJar is changing the way parents & kids manage their finances
With a HyperJar Kids Card, children can learn about financial independence in a safe way. They’ll have their own card to spend in shops and online, but you’ll top it up through your HyperJar account. You can set spending limits and monitor their transactions through your HyperJar app. With a prepaid card, they’ll never be able to overdraw money or access your bank account. Think of it as an online piggy bank!
It’s perfect for teaching young children about spending and saving — but you still have ultimate control over their account.
Kids can also have their own version of the app to monitor their spend and control their card.
The UK’s only free pocket money card
The HyperJar Kids Card is free to order. There are no subscription fees or fees for transferring funds between the card and your bank account. Plus, if you go on holiday and your child wants to spend abroad, you’ll benefit from zero FX fees when paying in different currencies.
Prepaid card for kids
Standard bank accounts are only available to children aged 11+ and can be time consuming to set up. Getting started with HyperJar couldn’t be more straightforward. Plus, our prepaid cards are even suitable for little ones! HyperJar Kids Cards are available for children aged 6 and above.
Use the HyperJar app to set up ‘Jars’ for your kids, which will link to their Kids Card. When they spend money with the card, money comes out of the selected Jar. As the HyperJar Kids Card is a prepaid card and not a debit or credit card, you’ll need to add funds to their Jars before they can spend. They won’t be able to spend money that hasn’t been added to their Jars or access funds in your bank account.
While your child will be able to use their card in shops and online, you’ll determine the funds they have access to. It’s safe, simple, and convenient banking for kids.
They’ll enjoy saving, spending, and learning about the value of money. You’ll have peace of mind that you can limit, monitor, and freeze their spending at the touch of a button using the HyperJar app.
Getting the kids started with HyperJar
Ready to add a prepaid Kids Card to your account? Just follow these steps:
Download the HyperJar app
Create an account if you haven’t already (make sure your app is up to date).
Visit the ‘Account’ tab
Once your account is set up, find the ‘Account’ tab so you can add a new card.
Tap on ‘Kids Card’
This button should be the second one down on your menu.
Select ‘+’ and follow the instructions to add a child to the account
Kids account management
Once you’ve gone through the steps, your Kids Card will be posted to the address on your account.
You can schedule pocket money to go to your child as it suits you. Every week, every other week, or once a month.
If you’ve given your child too much money (it happens!) transferring money back is instantaneous and can be done in your app.
Jars shared with your child can be permissioned to work, or not work, with most popular shops and services in the country. For example, you can create a ‘Rail’ Jar for your daughter and only permit spend from ‘Trainline’ or ‘Southwest Rails’. Any other attempted spend would be rejected.
As we add features and develop the Kids App, we will never charge subscription or usage fees.
HyperJar is for adults and KIDS – and it’s FREE
Zero subscription fees
Zero loading fees
Zero FX fees
Zero transaction fees
Unlimited Jars can be shared with unlimited people
Restrict Jars to only work at shops you specify
Or Block Jars or your card to never work at shops or subscriptions you specify
Google Pay and Apple Pay for 13+
How will you use HyperJar to Spend Life Well?
Pocket Money Card FAQs
Is the HyperJar Kids Card a bank account for kids?
No. The HyperJar Kids Card is a prepaid debit card for children aged 6+. Banks have different restrictions on the age children need to be before they can open a bank account, but most banks only accept children aged 11+. A HyperJar Kids Card makes it possible for younger children to have a spending card, without the need for a bank account. As a parent, you’ll load funds onto their card from your bank account. They can only spend this amount and won’t have access to your private HyperJar Jars or bank account. HyperJar works anywhere Mastercard is accepted (almost everywhere!) but it’s not a credit card. You can only spend the money you have.
Are prepaid cards for kids safe?
Yes. The HyperJar Kids Card has been specifically designed with the safety of kids in mind. As their card is connected to your HyperJar account, you’ll be able to see all their transactions through the easy-to-use HyperJar app. This transparency means you can help your child learn about budgeting and spending responsibly. You’ll never worry about their spending habits, as you can monitor their activity as closely as you wish. They won’t be able to sign you up to direct debits or subscriptions and their card won’t be able to withdraw funds from your bank account. Plus, if your child’s card is lost or stolen, you’ll be able to freeze it instantly through the app.
Where can a Kids Card be used?
Anywhere that accepts Mastercard should also accept a HyperJar Kids Card, even if they are using their Kids Card abroad. As most vendors accept Mastercard, they’ll be able to use their card in most countries around the world.
Your child won’t be able to use their Kids Cards at ATMs to access cash — they can only make purchases online and in shops.
Is a teenager too old for an account for kids?
No. Teenagers can enjoy the benefits of a HyperJar Kids Card. Once your child turns 16, they will be able to convert their kids account into a full adult account if they wish, maintaining their entire account setup and history. Plus, some features of the HyperJar Kids Card are only available to older kids. For instance, kids aged 13+ can add their HyperJar card to Apple pay and Google Pay (fun fact: HyperJar is the only pocket money card you can do this with!)
Is there an app for kids?
Yes! Once you have setup a Kid account on HyperJar, you can also give each of your kids their own app. You download the same app on their device as the parent – during onboarding you simply enter the information for your kid (email, name, date of birth) and you will then be automatically guided to setup the Kid app. The parent must be nearby as you will need to scan a QR code from the parent device to link the Kid app to the parent account.
Discover the POWER of HyperJar
+ plans… Jared!
With HyperJar, you get unlimited
mini-accounts called Jars – all
connected to one card…
Quickly share a Jar
with family & friends
Jars are social.
Create pop-up joint
with our unique
Spending with our
Get paid to plan when
you commit money to
any of our partners…
We help you to plan ahead,
rely less on credit, and grow
your spending power.
available FREE to
both the Apple &
Apply for a HyperJar Kids
and Young Adults Card
The best way to help young people
learn the value of planning and smart
spending is to let them try for
themselves. HyperJar Kids card
works with the adult app.