Say hello to our Money Monsters. Let's get to know them better!
Money matters. A lot.
We spend most of our time earning it, then spending it on the people we love, on ourselves, the things we need - and the things we don’t.
We know that our relationship to money is not always easy. Our research shows that 79% of us say that we don’t always have a happy relationship with money.
Often, it's not our fault: we have to deal not just with a financial system that makes it hard to organise our money and easy to get into debt, but also with some habits that keep us from living happily ever after with our money.
We call these hang-ups Money Monsters.
A little bit scary, a little bit silly, they sometimes get in the way. But when we change our habits and get to know our monsters, we can befriend them.
At HyperJar, we’re here to help you start a conversation with your Money Monsters and turn them from foe to friend. We don’t just help you plan, but spend smarter. So you can feel more in control, get clarity on where your money goes and become more confident about spending.
Meet the Money Monsters
Frazzle, the time strapped monster
This bumbling beast rushes around
Knocking objects to the ground.
It’s dizzy and dopey, large and loud -
Its head is always in the clouds.
It tells us:
“Budgeting? What a pain!
Let it be - you’ll hurt your brain.
You’re starved for time and running late!
There’s already too much on your plate!
Saving up for a rainy day?
That just won’t happen! No point! No way!”
But when we change our habits and how we spend,
Frazzle changes too – from foe to friend.
Befriend your inner Frazzle
Gobbly, the impulse monster
This gobblin’ goblin wants it all!
The clothes! The store! The shopping mall!
With its shiny, showy, flashy taste
It makes your money go to waste!
It tells us:
“A hat? A poodle? A new guitar?
A jewel-encrusted racing car?
Life’s too short, so buy, buy, buy!
You know you want them – don’t be shy!
Don’t have the cash? There there, don’t fret!
It’s only credit! It’s only debt!”
But when we change our habits and how we spend,
Gobbly changes too – from foe to friend.
Befriend your inner Gobbly
Mumpo, the bored monster
This grumpy lump just doesn’t care:
It rarely ventures from its lair.
All day long, it moans and groans!
It makes us weary to our bones.
It tells us:
“Why make the effort to plan ahead
When you could have a snooze instead?
It’s boring to budget! To save is a snore!
Managing money? An odious chore!
You work so hard, it’s plain to see!
So why expend the energy?”
But when we change our habits and how we spend,
Mumpo changes too – from foe to friend.
Befriend your inner Mumpo
Squirm, the awkward monster
This lily-livered worrywart
Turns awkwardness into a sport.
Splitting bills and money talk?
The slightest mention makes it squawk!
It tells us:
‘Did they say m..money?? It cannot be!
The shame! The horror! Time to flee!
You didn’t order that lobster bisque.
But pay your share. Don’t take the risk!
Better to drain your piggy bank
Than be straightforward, true and frank.”
But when we change our habits and how we spend,
Squirm changes too – from foe to friend.
Befriend your inner Squirm