Split the bill, stress free with HyperJar

Easily plan and share joint expenses

Free to download app with no monthly fees

Track shared spending with transparency

Set individual permissions for each sharer

Add spending cards to Apple Pay or Google Pay

 Why use HyperJar for bill splitting?

Most of our spending is done with other people. Yet planning and spending together with other people can be tricky - who’s paid for what, how much is owed, chasing payments.

You might want to spend with a partner, or footy club friends, people you’re travelling with or flatmates. Apart from the full-on commitment of joint accounts, which are clunky and irrelevant to lots of people, we just haven’t had the tools to spend well together. Enter HyperJar.

 Read our experts’ advice on splitting bills and expenses

Splitting bills and sharing expenses can sometimes feel awkward but HyperJar is a great way to do it all transparently and with zero stress. If you need advice about splitting bills or asking for repayment, our experts have some tips.

1) How to ask someone to pay your money back
2) How to split bills as a couple
3) Student house bills

Shared jars for bill splitting & joint spending.

Personalise jars

Instant spend notifications

Send messages inside the jar

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How to get started with HyperJar

Download our app now
1

Download the free HyperJar app

2

Have your passport or other photo ID handy

3

Sign up and order your card

4

Transfer money from a bank into your new HyperJar account

5

Invite anyone else with the app to join it

6

Create jars and add money to them according to how you want to share expenses

7

Add your card to Apple Pay or Google Pay for even safer spending

How to get started with HyperJar

1

Download the free HyperJar app

2

Have your passport or other photo ID handy

3

Sign up and order your card

4

Transfer money from a bank into your new HyperJar account

5

Invite anyone else with the app to join it

6

Create jars and add money to them according to how you want to share expenses

7

Add your card to Apple Pay or Google Pay for even safer spending

Download our app now

Bill Splitting Jars FAQs

Do my friends/housemates need a HyperJar account to split the bill?

Everyone who wants to use HyperJar as a bill splitting app needs their own HyperJar account, which takes a couple of minutes to sign-up to, and there are no credit checks when you apply. It’s free to download and you have the option to pay £4.99 for a physical card, or use the free virtual card that comes with your account - both can be added to Apple Pay or Google Pay.

Can I request money? Can my friends request money from me?

Once you’re all on the app it takes seconds to move money between you. Bank transfers in are instant.

Is that all I can use the HyperJar card for?

No! Fee-free spending abroad. Grow your spending power with leading brands like TUI, Virgin and Shell. Add to Apple Pay and Google Pay, Cashback, Charity. Free Kids Cards (as many 6-17s as you have living at home).

Is my money safe in HyperJar?

Every penny paid into a HyperJar account is kept at the Bank of England until it’s spent. We use bank-grade encryption technology to protect your money and data, as well as Touch and Face ID.

Can we use HyperJar to share expenses abroad?

Yes! If you've set up a shared holiday jar, you can all link your cards to it for easy spending and bill splitting once you're away. Just make sure to toggle on the Spend Abroad option in the app. With HyperJar, there are no extra fees from us for using your card abroad, which means we pass on the FX rates Mastercard gives us directly to you.

Who can open a HyperJar account for bill splitting?

If you're a UK resident aged 16 or over looking for a bill splitting app, you can apply for a full HyperJar account. Anyone you want to share Jars with for splitting expenses must also meet these criteria and have their own HyperJar account.