Be kind. Plan for experiences. And if you are able to, start putting money aside now for things you want to do or have in the future. Just enough to get you going and give you a goal. Social distancing is only temporary and won’t last forever. “It’s amazing how a little tomorrow can make up for a whole lot of yesterday.’’
We’re often told to live in the moment, to enjoy the now. It can be decent advice, if you’re not appreciating the good things about your life, and dreaming too much of things you don’t have. There’s a whole mindfulness industry designed to help people with this:
Credit may be the right choice for you in certain circumstances. It can help with the ebb and flow of life and money. But real freedom and empowerment comes when you have a plan. When you’re telling your money where to go, not wondering where it all went.